Wednesday, December 7th, 2022

America’s high automobile insurers in 2022 – a region-by-region breakdown


Learn extra: Revealed – which auto insurers are high for buyer satisfaction?

J.D. Energy polled virtually 37,000 auto insurance coverage policyholders from January to April and located that buyer satisfaction when it got here to premium costs dropped 5 factors to 769 (on a 1,000-point scale) from 2021. General satisfaction with auto insurance coverage corporations, in the meantime, remained regular at 834 from 835 a 12 months in the past, because of the steps taken by many suppliers to retain shoppers.

What measures did auto insurers take to construct buyer satisfaction and retention?

In response to the agency’s report, there have been two “brilliant spots” that enabled auto insurers to retain their shopper base.

“First, these insurers which are clear and notify prospects prematurely of value will increase can blunt the adverse results of a value enhance,” stated Robert Lajdziak, director of insurance coverage intelligence at J.D. Energy. “Second, usage-based insurance coverage is rising shortly, with an all-time excessive variety of prospects adopting these packages and as a consequence of their expertise utilizing them, total buyer satisfaction ranges have considerably risen.”

The examine confirmed that insurers had been in a position to mitigate the adverse results of charge will increase by being proactive in regards to the scenario and notifying prospects prematurely. Up to now 12 months, 59% of shoppers who skilled a value hike had been knowledgeable beforehand by their insurers, up from 44% in 2016. This resulted in a rise in total satisfaction scores by a mean of 37 factors.

Learn extra: What motorists have to find out about their auto insurance coverage rating

Throughout the identical interval, participation in usage-based insurance coverage packages, which use telematics expertise to watch driving habits and assign threat and pricing, doubled to 16%. The report discovered that value satisfaction amongst individuals was 59 factors larger, on common, in comparison with the general score.  

A region-by-region breakdown of America’s high auto insurers for buyer satisfaction

The vast majority of areas registered a drop in buyer satisfaction scores in comparison with their 2021 scores, with the New York struggling an eight-point decline – the most important amongst all areas. The state was adopted by the Central area – consisting of Arkansas, Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, Oklahoma, and South Dakota – which noticed scores dip from 841 to 835.

4 areas – California, Southeast, Southwest, and Texas – posted a rise in total scores, whereas satisfaction scores in Florida and the North Central area remained virtually flat.

Beneath is a region-by-region breakdown of the nation’s high auto insurers by way of buyer satisfaction based mostly on J.D. Energy’s newest information. It is usually essential to take observe that USAA got here out on high in 10 of the 11 areas, principally by a mile, however was excluded from the rankings as a result of the insurer, which caters solely to members of the navy and their households, didn’t “meet examine award standards.”

Learn extra: Revealed – essentially the most and least costly states for automobile insurance coverage in 2022

California

Whereas California’s total satisfaction rating climbed 4 factors from final 12 months to 820, it nonetheless had the bottom trade common amongst all areas. Wawanesa retained the highest spot for the second straight 12 months, upping its scores a whopping 26 factors from 2021 and main distant second-placer Car Membership of Southern California by 35 factors. Join by American Household, Mercury, and Allstate rounded up the area’s high 5 insurers.














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Wawanesa

879

853

1st

2

American Membership of Southern California (AAA)

844

830

third

3

CONNECT by American Household

834

839

2nd

4

Mercury

827

816

seventh

5

Allstate

826

803

tenth

6

GEICO

824

828

4th

7

Liberty Mutual

818

798

eleventh

8

State Farm

817

818

sixth

9

CSAA Insurance coverage Group (AAA)

814

807

ninth

10

Farmers

809

811

eighth

 

Central

General buyer satisfaction score decreased six factors within the Central area. Shelter remained the highest auto insurer, registering a 10-point enhance in scores, which was 31 factors larger than the regional common. American Household rose from the sixth spot to say second, whereas GEICO and State Farm switched locations within the high 5. Liberty Mutual, which was outdoors the highest 10 final 12 months, grabbed fifth place after climbing its satisfaction rating by 15 factors. 














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Shelter

866

856

1st

2

American Household

848

839

sixth

3

GEICO

847

845

4th (tied)

4

State Farm

843

847

third

5

Liberty Mutual

840

825

eleventh

6

American Membership of Southern California (AAA)

838

829

eighth (tied)

7

Vacationers

832

824

twelfth

8

Farmers

828

848

2nd

9

Auto-House owners Insurance coverage

821

845

4th (tied)

10

Progressive

820

837

seventh

 

Florida

Florida’s satisfaction index dropped a solitary level from final 12 months to 832. The Hartford rose to first place from fourth in 2021, climbing its rating by 18 factors and unseating State Farm, which slid right down to quantity 4 after struggling an eight-point discount in its total scores. Allstate and Car Membership Group shared the second spot, with the latter leaping from eighth place final 12 months after posting a 32-point enchancment in satisfaction scores.













Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

The Hartford

860

842

4th

2=

Allstate

849

846

2nd

2=

Car Membership Group (AAA)

849

817

eighth

4

State Farm

840

848

1st

5

GEICO

833

823

sixth

6

Liberty Mutual

831

Not ranked

7

Auto-House owners Insurance coverage

822

844

third

8

Vacationers

818

827

fifth

9

Progressive

810

822

seventh

 

Learn extra: Revealed – essentially the most and least costly automobiles to insure within the US

Mid-Atlantic

Common shopper satisfaction score decreased three factors to 839 within the Mid-Atlantic area, comprising Delaware, the District of Columbia, Maryland, New Jersey, Pennsylvania, Virginia, and West Virginia. Erie Insurance coverage claimed the primary spot within the area, posting a rating of 867 and taking up NJM Insurance coverage, which dropped to fourth. Vacationers, one other riser, secured second place, whereas State Farm and GEICO retained their spots within the high 5. 














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Erie Insurance coverage

867

856

2nd

2

Vacationers

860

836

4th

3

State Farm

851

851

third

4

NJM Insurance coverage Co.

844

867

1st

5

GEICO

834

835

fifth

6=

Allstate

832

830

seventh

6=

CSAA Insurance coverage Group (AAA)

832

806

twelfth (tied)

8

Nationwide

829

 

 

9=

Liberty Mutual

827

833

seventh

9=

Progressive

827

834

sixth

 

New England

New England’s regional satisfaction rating dipped from 828 in 2021 to 823 this 12 months. The area consists of Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont. Amica Mutual was the area’s high auto insurer for the tenth consecutive 12 months, though its scores dropped by 5 factors. State Farm, which noticed its rating go down 17 factors, additionally retained the quantity two spot. Plymouth Rock Assurance was the area’s greatest riser, climbing all approach from quantity 11 to 3rd place. GEICO and Arbella rounded up the highest 5. 














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Amica Mutual

862

867

1st

2

State Farm

838

855

2nd

3

Plymouth Rock Assurance

834

804

eleventh

4

GEICO

827

841

third

5

Arbella

819

809

tenth

6

Progressive

818

840

4th

7

Vacationers

816

812

seventh (tied)

8

Security Insurance coverage

809

817

fifth

9

Liberty Mutual

806

816

sixth

10

MAPFRE Insurance coverage

804

812

seventh (tied)

 

New York

New York Central Mutual took the highest automobile insurer award within the state, posting a score 12 factors above the regional common. It edged State Farm, which slid right down to second, and GEICO, which climbed to 3rd from fifth in 2021. A 22-point dip in score dropped Vacationers to fourth place. Progressive accomplished the highest 5, rising from quantity eight final 12 months, regardless of a two-point discount in its total rating.











Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

New York Central Mutual

834

827

4th (tied)

2

State Farm

831

859

1st

3

GEICO

829

827

4th (tied)

4

Vacationers

822

844

2nd

5

Progressive

811

813

eighth

6

Allstate

810

814

seventh

7

Liberty Mutual

798

825

sixth

 

North Central

Comprising Illinois, Indiana, Michigan, Ohio, and Wisconsin, the North Central area noticed a marginal drop in total satisfaction scores from 839 to 838. Erie Insurance coverage is the main auto insurer for the second straight 12 months, upping its score by 19 factors. It was adopted by Nation Monetary and State Farm, however Allstate, which jumped from quantity 13 to a tie with GEICO for the fourth spot, was the area’s greatest riser.














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Erie Insurance coverage

876

857

1st

2

COUNTRY Monetary

868

850

third

3

State Farm

848

851

2nd

4=

Allstate

847

827

thirteenth

4=

GEICO

847

837

eighth

6

The Hanover

843

836

ninth

7

American Household

838

844

fifth

8=

Auto-House owners Insurance coverage

834

842

sixth (tied)

8=

Safeco

834

825

fifteenth

10

Grange Insurance coverage

832

826

14th

 

Northwest

The Northwest area – consisting of Idaho, Montana, Oregon, Washington, and Wyoming – improved its total shopper satisfaction score from 827 to 829. The Hartford, which was not included in final 12 months’s rankings, surprisingly claimed the highest spot, posting an total rating of 842. State Farm dropped from first to second whereas GEICO’s nine-point enchancment was adequate to safe third place. Final 12 months’s second-placer PEMCO slid right down to quantity 4, after a 12-point rating discount, whereas Progressive climbed a notch to finish the highest 5.












Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

The Hartford

842

Not ranked

2

State Farm

839

844

1st

3

GEICO

832

821

fifth

4

PEMCO Insurance coverage

823

835

2nd

5

Progressive

819

817

sixth

6

Safeco

816

803

eighth

7

Allstate

811

825

third

8

Farmers

802

813

seventh

 

Learn extra: High 10 automobile insurance coverage suppliers within the US in 2022

Southeast

Southeast posted the very best buyer satisfaction rating amongst all areas at 849, a two-point enhance from final 12 months. Alabama, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, and Tennessee comprise the area. For the eleventh consecutive 12 months, Farm Bureau Insurance coverage – Tennessee held the area’s high spot, though its rating dropped by six factors. Auto-House owners Insurance coverage, which hiked its score by 22 factors, secured second place, unseating Erie Insurance coverage. A 25-point enchancment in shopper satisfaction rating, in the meantime, helped Alfa Insurance coverage declare fourth place from quantity eight in 2021. 














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Farm Bureau Insurance coverage – Tennessee

876

883

1st

2

Auto-House owners Insurance coverage

871

849

fifth

3

Erie Insurance coverage

868

874

2nd

4

Alfa Insurance coverage

862

837

eighth

5

Kentucky Farm Bureau

860

866

third

6

State Farm

855

859

4th

7

Nationwide

850

831

tenth (tied)

8

Safeco

847

820

14th

9

North Carolina Farm Bureau

844

836

ninth

10

GEICO

843

843

sixth

 

Southwest

General shopper satisfaction rating declined by 5 factors to 827 within the Southwest. The area consists of Arizona, Colorado, Nevada, New Mexico, and Utah. American Household, which ended up in third place, relinquished the primary spot to State Farm, no because of a 17-point drop in satisfaction score. The Hartford rose from sixth to second this 12 months, whereas GEICO and Allstate claimed fourth and fifth place, respectively.














Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

State Farm

848

847

2nd

2

The Hartford

834

826

sixth

3

American Household

833

850

1st

4

GEICO

827

829

fifth

5

Allstate

824

822

seventh

6=

Farmers

819

802

ninth

6=

Safeco

819

813

eighth

8

Liberty Mutual

815

836

third

9

Progressive

800

835

4th

10

CSAA Insurance coverage Group (AAA)

798

800

tenth

 

Texas

A four-point enhance in regional buyer satisfaction score positioned Texas amongst this 12 months’s greatest risers. Texas Farm Bureau is the undisputed chief amongst all auto insurers within the state, securing the highest spot for the eleventh straight 12 months. State Farm’s 13-point enchancment helped it declare second place, whereas GEICO and Car Membership of Southern California burst into the highest 5 from sixth and eighth, respectively, in 2021, overtaking Allstate, which retained the fifth spot.  











Rating

Insurer

2022 buyer satisfaction index score

2021 buyer satisfaction index score

2021 rating

1

Texas Farm Bureau

873

850

1st

2

State Farm

851

838

4th

3

GEICO

843

832

sixth

4

Car Membership of Southern California (AAA)

835

810

eighth

5

Allstate

832

836

fifth

6

Progressive

831

843

third

7

Farmers

819

826

seventh



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